Livestock Card Phase 2 Launched: Rs 16.2 Billion Interest-Free Loans for Punjab Farmers
Punjab’s livestock farmers have a reason to smile. Chief Minister Maryam Nawaz has launched Phase 2 of the Livestock Card scheme. The government will give Rs 16.2 billion in interest-free loans to farmers.
Phase 1 was a big success. Farmers repaid 96 percent of their loans on time. Now Phase 2 will help even more farmers improve their animals’ health and increase meat production.
Livestock Card Phase 2 at a Glance
| Detail | Information |
|---|---|
| Launch date | 14 October 2026 |
| Total budget | Rs 16.2 billion |
| Loan per animal | Rs 27,000 |
| Target | 600,000 animals in two years |
| Interest | Zero, government pays it |
| Cash withdrawal | 25 percent through ATM |
What Is the Livestock Card Scheme
The Livestock Card is a Punjab government loan scheme for farmers who keep animals. Farmers get a special card to buy animal feed. They can buy wanda, silage, and mineral mixture from registered shops.
The best part is that the loan has no interest. Farmers return only the original amount. The Punjab government pays all the interest to the bank. This makes it easy for small farmers to take care of their animals.
What Is New in Phase 2
- Rs 16.2 billion in interest-free loans for farmers across Punjab
- Rs 27,000 per animal for feed, silage, and mineral mixture
- Farmers can take out 25 percent of the loan in cash from ATMs
- Free tagging of animals and free vaccination against foot-and-mouth disease
- Target to improve nutrition of 600,000 animals over the next two years
- Over 23,000 livestock cards already prepared for farmers
Who Can Apply and How Much You Get
Any farmer in Punjab who owns animals can apply. You must be a resident of Punjab. You should not have failed to repay a past government loan. Women farmers are also welcome to apply.
The loan amount depends on how many animals you own. Each animal gets Rs 27,000. The table below shows what you can get based on your animals.
| Animals You Own | Loan Amount |
|---|---|
| 5 animals | Rs 135,000 |
| 10 animals | Rs 270,000 |
| 15 animals | Rs 405,000 |
| 20 animals | Rs 540,000 |
How to Apply for the Card
- Send an SMS with your CNIC number to 8070 by typing PLC, a space, then your CNIC
- Visit the official website at plc.punjab.gov.pk and fill the form
- Call the helpline at 0800-09211 if you need help with registration
- Wait for the government to check your details and issue your card
Two Livestock Schemes Running in Punjab
Punjab has two different livestock schemes right now. Do not mix them up. The Livestock Card gives interest-free loans that you must repay. The Free Livestock Scheme gives free cows and buffaloes to rural women with no repayment.
The Livestock Card is for all livestock farmers in Punjab. The Free Livestock Scheme is only for rural women. Both schemes were launched in October 2026. Read each scheme’s details carefully before you apply.
Frequently Asked Questions
Is the loan really free of interest?
Yes, it is fully interest-free. You return only the amount you borrowed. The Punjab government pays the interest cost to the bank on your behalf.
How much cash can I take out from the loan?
You can withdraw 25 percent of your loan in cash through any ATM. The remaining 75 percent must be spent on animal feed at registered dealers.
Do I need to own land to get this loan?
No, land ownership is not required. The scheme is based on animal ownership only. If you own animals, you can apply.
What was the recovery rate in Phase 1?
Farmers repaid 96 percent of Phase 1 loans on time. This excellent record is the reason the government launched a bigger Phase 2.
Can women farmers apply for this card?
Yes, women are encouraged to apply. The number of registered women farmers has grown from 90 to more than 1,100.
Disclaimer: PrimeUpdates.pk is not linked to the Government of Punjab. Please check the official portal before applying.
